Cash long term care insurance policy
A cash long term care insurance product is an alternative to traditional long term care insurance. It does not define what services you can receive, you can use your monthly cash benefit as you choose - you can choose the care you want, from whomever you want, and whenever you want. There are no restrictions, third party bills to submit for
reimbursement, or limits. You can decide what's best for you. This means family member can get paid to be your caregiver!
Unlike traditional long term care insurance, a cash policy pool of money is paid out on a cash basis on the monthly amount. You can choose to cover care in your home or in a
facility. Once you qualify for benefits (you have been determined chronically ill by a doctor) and have completed the Elimination period you only need to complete one simple request for payment each month and you will begin receiving your cash benefit each month. It's that simple! There are no lengthy approvals or proof of services required and best of all you get your cash in advance!
This cash product will provide cash that will pay for traditional long term care services that are commonly covered such as home health care, home modification, nursing home care, care provided by family members, durable medical equipment, transportation and anything else you choose for yourself even if it is a new service that is not even known of yet! Whatever to help you assure your lifestyle!
This is a simple solution for an affordable price! Get your quote today!
Supporting Families Through Life ChangesProviding support to the loved one needing care can be a challenging task, especially if you are the one that is caring for them as you need support as well. There are some suggestions to help.
Classes, Support Groups for caregiversOne of the most common mistakes that new caregivers make is not taking full advantage of the resources that are out there to provide support for them. One of the best ways for a caregiver to maintain their well-being is to connect with others.