Iowa Long-Term Care Partnership Program


The Iowa Long-Term Care Partnership Program was developed to allow you to pay for your long-term care needs through private insurance and Medicaid; without having to deplete all of your assets.

The Iowa Partnership Program provides a dollar for dollar asset protection. Each dollar your LTC insurance partnership policy pays out in benefits entitles you to keep a dollar of your assets if you ever need to apply for Medicaid long-term care services.

Under the federal Deficit Reduction Act of 2005, IA is an authorized Partnership program state. Iowa Long-Term Care Partnership policies must be tax-qualified, contain certain consumer protection provisions and provide inflation protection.

The average costs of care on a daily basis in the state of IA are listed below:

Homemaker Services
Home Health Aide
Adult Day Care
Assisted Living Facility
Nursing Home, Private Room
Nursing Home, Semi-Private Room

*This information came from the Genworth 2012 Cost of Care Survey.

Iowa Partnership policies are available from licensed insurance professionals that have completed 8 hours of training required by the State of Iowa Insurance Division and represent carriers that are authorized to sell Iowa LTC Partnership policies. To speak to a licensed professional in your area you can complete this form.

Click here to view the Iowa Long-Term Care Partnership Program Consumer Guide.