New Hampshire Long Term Care Partnership Program


The New Hampshire Long Term Care Partnership Program was developed to encourage residents of NH to purchase Long Term Care Insurance, since NH is like the a lot of the other states that has a growing population of Baby Boomers that have yet to secure their financial future. The New Hampshire Partnership Program will allow policyholder's to pay for their LTC needs through private insurance and Medicaid; without having to deplete all of their assets.

The New Hampshire Partnership Program provides a dollar-for-dollar asset protection. Each dollar your Long Term Care Insurance Partnership Policy pays out in benefits entitles you to keep a dollar of your assets if you ever need to apply for Medicaid Long Term Care services.

Under the federal Deficit Reduction Act of 2005, NH is an authorized Partnership program state. New Hampshire Long Term Care Partnership policies must be tax-qualified, contain certain consumer protection provisions and provide inflation protection.

The average costs of care on a daily basis in the state of NH are listed below:

Homemaker Services
Home Health Aide
Adult Day Care
Assisted Living Facility
Nursing Home, Private Room
Nursing Home, Semi-Private Room

*This information came from the Genworth 2012 Cost of Care Survey.

New Hampshire LTC Insurance Partnership policies are available from licensed insurance professionals that have completed specific training required by the State of New Hampshire Insurance Division and represent carriers that are authorized to sell NH Partnership policies. To speak to a licensed professional in your area you can complete this form.